Contact Us

Phone: (928) 729-4017

Fax: (928) 729-4277

Bldg# 8229 Field House Road

Fort Defiance, AZ 86504

Phone: (928) 674-2260

Fax: (928) 674-2265

Bldg #2492 SW of Chapter House

Chinle, AZ 86503

Phone: (928) 674-2260

Phone: (928) 729-4017

Yá’át’ééh and Welcome to Housing Improvement Program

The Housing Improvement Program is NOT accepting any Housing Applications.

About Our Program

The Housing Improvement Program (HIP) operates through an annual BIA 93-638 funding allocation. In collaboration with Chapter communities, HIP conducts outreach to distribute and collect BIA housing applications. Eligible applications are submitted to the BIA Navajo Regional Office for funding consideration. The program’s primary goal is to raise housing standards by delivering essential repairs, renovations, and new housing construction for low-income families, in accordance with eligibility requirements outlined in 25 CFR Part 256.

Who is Eligible?
  • Total annual household income does not exceed 150% of the federal poverty income guidelines.
  • Enrolled member of the Navajo Tribe.
  • Lives in an approved Navajo Tribal service area.
  • Present housing is substandard.
  • Has no other resource for housing assistance.
  • Has not received assistance from HIP for repairs, renovation, replacement and new housing, or down payment assistance.
  • Has not received any other type of federal government sponsored housing program assistance over the previous 20 -year period.
  • Down Payment Assistance available to eligible borrowers to participate in HIP. The applicant must still meet all the eligibility requirements. A letter from the funding institution that specifics the down payment amount and closing costs required to qualify for the loan must be provided.
Application Requirements
  • Certificate of Indian Blood (CIB) and Social Security Card; for all permanent household members.
  • Provide proof of all income for all permanent members of the household.
  • Award letters from social security, general assistance, retirement, unemployment benefits and other unearned income.
      • Signed copies of current 1040 tax returns, including W -2s, if filed.
      • Signed notarized statement explaining why you did not file a tax return.
      • Signed notarized statement of how you support yourself, if you are reporting no income received.
  • Individual Indian Money (IIM) accounts.
  • If claiming disability, provide a Doctor’s statement or documents verifying disability.
  • Must have a finalized and approved home site lease in your name.
  • Cultural Resource Compliance Form & Archaeological Inventory Report.
  • Proof of Veteran status (veterans’ card, discharge forms, DD214)

All permanent household members over the age of eighteen (18) years is required to provide and complete all income verification forms.